How Our Model Works
We value our clients and treat their resources as though they are our own. We believe that investing should be about building relationships and trust. To date, Hedgehog Investments has honored every contract with every client to the letter. We mitigate risk where possible and we’re confident that Hedgehog Investments is an important start or addition to any successful and diversified portfolio.Get Started
We Protect Your Capital Through Utilizing Insured Processes
We Use Your Funds To Support Growing Businesses
Your Money Will Make A Minimum Of 12% Interest Each Year
Frequently Asked Questions
How do I get started?
To get started, send us an email or give us a call.
What kind of investment is this?
This isn't an investment in the normal sense of the word. We allow you to become a private lender.
What am I lending money for?
We have been helping businesses grow for decades. They come to us to help them repair their credit and obtain long term financing so they can take their businesses to the next level. You help fund this process.
So how does this work?
Hedgehog Investments issues you a Promissory Note and Loan Agreement where you are the lender, and we are the borrower. This Loan Agreement has a specified interest rate that we are contract bound to pay.
How long does a contract last? What is the term?
Each contract lasts one year (12 months), at which point you can decide what you want to keep with us for another cycle, and what you want to take out. Anything left with us will then have its own new contract. There are circumstances where we have a contract that is longer than 12 months, but these are negotiated on a client-by-client basis.
How is the money used?
The money provided to Hedgehog is used exclusively to fund the tailored set of business services that we offer to businesses. This can include activities like paying down their debt-to-income ratios, fees for restructuring debt, paying for corporate credit repair and management, and many other things depending on the needs of the business. All activities are specifically done to help that business qualify for long term financing.
Who is the insurance provider for these processes?
We actually use two different insurance companies, CNA Financial Corporation and Travelers Insurance. They have provided powerful business insurance solutions for decades and their financial strength is tremendous. We use multiple providers to reduce risk so that, in the event the insurance is needed the burden won't fall all on a single provider.
What type of policy is it and what does it cover?
The insurance policy is Professional Liability Insurance with provisions for professional services.
Ok, so what kind of interest rate can I get?
The minimum amount of interest a Hedgehog Investments' client will receive is 12% for the minimum loan amount. The interest rate can then increase from there depending on how much capital you have to lend.
What is the minimum loan amount?
To lend money to Hedgehog Investments you must have at least $50,000 USD.
Can I add money as I go?
Absolutely! As long as each contract you have with us is $50,000 USD or more, we can have as many running contracts as you would like. At each contract maturity date year, you decide how much to keep with Hedgehog Investments. At this point, depending on the total amount you have with us, we can discuss raising your interest rate for each new contract.